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HAWAII BAPTIST FOUNDATION     

    These investments are in a pool of investments managed by six professional management companies under the oversight of Senior Institutional Consultants at Morgan Stanley Smith Barney.

 

Usually about 55% to 65% of the pool is invested in common stocks of U.S. and international companies and 35% to 45% is invested in investment grade bonds and church obligations, such as church bonds (see Fixed Income -Church Bonds and Loans).

   

   Though past returns are no guarantee of future returns, funds invested 60% in common stocks and 40% in fixed income securities have usually earned about 8% to 9% per year on average, over the long term.

 

The return (income and price change) on investments in common stock are usually more volatile (they fluctuate up and down more) than investments in fixed income securities, such as bonds.  However, over the long term investments in common stocks usually result in higher returns than in fixed income securities.

 

This investment alternative is probably inappropriate for funds that will be needed within ten years.

Equity and Fixed Income  Actively Managed

Back to Fixed Income Corporate and

Government Bonds

On to Equity and Fixed Income           Passively Managed